***Note to Authors: please make sure your contact address information is clearly visible on the outside of all packages you are sending to Editors.***

Preparing for submission

When submitting a paper, the author should always make a full statement to the editor about all submissions and previous reports that might be regarded as redundant or duplicate publication of the same or very similar work.

Conflict of interest and funding: Authors are responsible for recognising and disclosing financial and other conflicts of interest that might bias their work. They should acknowledge in the manuscript all financial support for the work and other financial or personal connections to the work.

Contributions should conform to the style of the Scandinavian Actuarial Journal. Authors are asked to study the instructions carefully before preparing their manuscript.

Submission of manuscripts

Manuscript should be sent in triplicate to the Managing Co-Editor.
In addition a diskette must be submitted to facilitate rapid accessibility of your work to the readers.
The electronic files and the printout must be identical. Cost of changes to the electronic manuscript may be charged to the author(s). The diskette should be labelled with your name and the name of the computer platform and version of the word processing system you have used.

Please observe that Taylor & Francis can receive files from any word processing system; however, styled Microsoft Word files are preferred.

Please keep illustrations as separate files, e.g. EPS or TIFF. However, Taylor & Francis can handle various application formats. For details please contact the editorial office or go to http://www.tandf.no/oto.

Language. Papers should preferably be written in English. Authors are solely responsible for their written language. Should the Editor judge a paper to be linguistically unacceptable, the author is responsible fir its revision prior to acceptance for publication.

Titles. The first page should contain: Title of the paper (aim at conciseness and brevity), author's name, location of the institution to which the author is affiliated.

Abstracts and keywords. The main text should be preceded by a short abstract accompanied by a list of keywords. The abstract should be arranged as follows: Name of author(s), title of manuscript, name of journal, abstract text (no more than 20 typewritten lines), key words (avoid words already used in the title). Example:

Bédard D, Duffresne D. Pension funding with moving average rates of return. Scandinavian Actuarial Journal. In the context of the model of pension funding introduces … have very significant effects on the financial results obtained. Key words: bilinear processes, Markovian representation, moving average process, pension funding.

Headings. These should preferably be numbered. Do not use "unnecessary" capitals.

Formulas.To avoid breaking the text alignment, devices such as writing a/b instead of a, Transposed row vectors instead of column vectors, etc., should be used. Formulas intended to be freestanding should be well separated from the text and, if numbered, the number should appear in the parentheses on the right hand side. Multiplication signs should be avoided.

References. The Harward system must be applied. References should be arranged alphabetically, and for the same author chronologically. Use a, b, c, etc. to separate publications of the same author in the same year. Titles of journals should be abbreviated according to the style used in Mathematical Reviews. Examples:

1. Aase, K. K. & Øksendal, B. (1998). Admissible investment strategies in continuous trading. Stochastic Processes and their Applications 30, 291-301.
2. Arrow, K. J. (1971). Essays in the theory of risk-bearing. North-Holland Publ.Company, Amsterdam, London
3. Martin-Löf, A (1985). A limit theorem which clarified the "Petersburg Paradox". J. App. Prob. 22, 634-643

Information from papers in manuscript but not yet accepted should be cited in the text as "unpublished observation(s)" or "personal communication".

Tables and illustrations. Submit unmounted illustrations in three sets. Computer-drawn figures are accepted provided they are of high quality. Symbols, arrows or letters should contrast with the background. Figure number and arrow indicating 'top' should be indicated on the back of one set of the illustrations. Their proper position for insertion should be indicated in the margin of the manuscript.
Figure legends should be listed on a separated sheet.

Address. The paper should end with the correspondence author's present address.

Italics and bold face. Italics and bold face should be indicated by single respectively wavy (or double) underlining . All symbols will automatically be set in italics, and need not to be underlined unless there is the possibility of misinterpretation.

Galley proofs. Proofs will be sent direct from the printer's to the corresponding author. An offprint order form will be enclosed It is the author's full responsibility to correct the proof according to the final version of the manuscript. After correction, the marked proofs should be returned to: Taylor & Francis Journals, 4 Park Square, Milton Park, Abingdon, OX14 4RN, UK, together with the offprint order form.

Editorial Office: Managing co-editor Arne Sandström, Swedish Insurance Federation, P.O. Box 24043 (Karlavägen 108, 6), SE - 104 50 Stockholm, Sweden. Fax: +46 8 522 785 15. E-mail: arne.sandstrom@forsakringsforbundet.se